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Wesbrooks Law Firm, Texas > Legal Services > Bankruptcy > Chapter 7 Bankruptcy

Chapter 7 Bankruptcy

Chapter 7 Bankruptcy eliminates all dischargeable debts in their entirety.

Bankruptcy ServicesAre you looking for a Chapter 7 bankruptcy attorney?  Do you just need some information about bankruptcy and really dont know where to turn?  If you are considering filing Chapter 7 bankruptcy than the best decision you can make is having an attorney that is always striving to provide the best in not only services, but also overall experience in bankruptcy.  Managing Attorney Mark Wesbrooks is just that attorney, he is Board Certified by the American Board of Certification, certified to in Creditors Rights Law and a sustaining member of the American Bankruptcy Institute.

Our firm offers FREE consultations and affordable payment options that best suit your needs and filing timeline.

Your fresh start my be just ahead, call us today at (512) 387-6383!

wesbrooks-law-firm-texas-a-fresh-start-is-just-aheadThe difference between Chapter 7 bankruptcy and Chapter 13 bankruptcy is the way that your assets are typically handled.  For instance, Chapter 13 is referred to a reorganization while Chapter 7 is more of a liquidation.  Liquidations can be considered something along the lines of a car, boat, house, etc. basically anything that you have that can be sold to help repay your debts.  There are ways to keeping some of your assets, but to learn more about that you will need to speak to one of our attorneys of how this can be accomplished.  If you wish to keep your property than you may be further interested in Chapter 13 bankruptcy in which you will have a Chapter 13 repayment plan that if you are able to keep up with your payments for a period of approximately 3 to 5 years.

The Wesbrooks Law Firm Texas handles all types of Chapter 7, Chapter 11 and Chapter 13 bankruptcy cases.  Once you schedule your FREE consultation and speak to our experienced and qualified attorneys you will know that your case is in the best hands for the job.  Declaring Chapter 7 bankruptcy can be stressful, but you’ve found the perfect law firm to help you with your bankruptcy needs.

Filing bankruptcy may be a solution for you because bankruptcy…

  • May eliminate certain debts such as credit cards, medical bills, older taxes and IRS penalties
  • May allow you to “strip off” second mortgages and home equity lines.
  • May allow you to lower your car payments, with reduced balances, lower interest and more time to pay.
  • May allow payment plans for recent income taxes at ZERO ongoing interest and penalties.
  • May allow for deferral of Student Loans, without having to apply for deferments.
  • Will stop garnishments and IRS levies. Older taxes may sometimes be completely eliminated.

Chapter 7 may eliminate credit cards, medical bills, landlord eviction judgments, nullifying most lawsuits and judgments from other courts. The idea of a successful Chapter 7 bankruptcy filing is that the debtor does not paying any money to their creditors. There are limits on the amount and type of property that a person may own, in addition to income eligibility requirements. Schedule A FREE consultation to determine whether you are eligible for Chapter 7, and whether or not filing Chapter 7 bankruptcy will give you the most relief.

Scheduling a FREE Chapter 7 bankruptcy Consultation is a no obligation consult and may very well help relieve the stress that you may be feeling.

Depending on your location and our availability our firm will either provide your FREE consultation by phone or in the office.  Based on the information that our lawyers provide to you, you will get the information you need to make an educated decision.  Want to get a jump start, take a look at our Chapter 7 FAQ’s you’ll get some of the basic information you need on your Chapter 7 questions and answers.

Are you looking for a Chapter 7 bankruptcy attorney? Chapter 7 Bankruptcy in Texas may help eliminate debts & their entirety. Schedule a FREE consultation!

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Updated by: Wesbrooks Law Firm - Texas
Service Type: Chapter 7 Bankruptcy Attorney